Insurance for Artists exhibiting at Artist Project

As an exhibitor at Artist Project, you are required to carry general liability insurance of $5 million, naming the organizers and the exhibition venue as additional insureds.

Assurart is pleased to offer insurance specifically designed for exhibiting artists, as well as other options, should you wish to insure your artworks during transit to or from the fair and while at the fair.

Aluminum

5 million general liability insurance

$200

Bronze

5 million general liability insurance 

$25,000 coverage for art in transit to and from, and at the fair

$450

Silver

5 million general liability insurance 

$50,000 coverage for art in transit to and from, and at the fair

$550

Gold

5 million general liability insurance 

$75,000 coverage for art in transit to and from, and at the fair

$750

General liability insurance…

Covers the legal costs to defend you should you be sued for having caused bodily injury or physical damage to a third party while at the Fair. If the Court finds you guilty of negligence, the Insurer will also pay the indemnity to the harmed person.

Examples: 

  • An artwork you hung up at the fair falls, and a passerby suffers from a concussion, keeping him away from work for a few weeks.  He sues you for loss of income.  

  • While bringing the artwork into the venue, you accidentally break the door window.  The venue hires an emergency service to secure the door and replace the window before the fair begins.  The venue is asking you to pay for these costs and the time it spent.

Insurance for your artworks…

Will cover most damages, such as theft, water damage, breakage during transit, and at the fair.  The basis of valuation in case of a loss is the selling price less 20%. 

Examples:

  • An artwork you hung up at the fair falls and breaks.  The Insurer will cover the cost to restore the artwork, or, if this is not possible, the selling price of the artwork, less 20%, less the deductible.

  • While in transit to the fair, you stop for a quick coffee.  Coming back to your car, you see that there has been a forced entry, and although the artwork was out of sight, it has been stolen.  The Insurer will request a police report and will indemnify you according to the selling price, less 20%, minus the deductible.

Note:  If you attend more than one fair, it could be beneficial to have an annual policy in place.  If this is of interest to you, please complete the Inquiry Form - ASSURART

In case of a claim, the deductible for art is $500

In case of a claim, the deductible for general liability is $1,000

ASSURART INC. is an insurance broker, and the Insurer providing coverage is INTACT.  The cost includes the insurance premium, the provincial sales tax on insurance, and the broker’s (Assurart) fees.  Click here for more details (link to an Excel spreadsheet to come).   

ASSURART IS PROUDLY THE OFFICIAL INSURANCE SPONSOR OF ARTIST PROJECT 2026!